Ask HTM - Special Accounts for Baby Expenses, Dissuading a Listener from Using the Beloved Roth, & Choosing the Best Life Insurance #514

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!   1 - My fiance wants to get into house hacking. How can I feel more comfortable with this risky endeavor? 2 - How should my student loans impact how I invest in my Roth? 3 - Fee-based financial advisors vs fee-only financial advisors? 4 - Should I go with a Kai-Zen life insurance plan and consider borrowing against a permanent life insurance plan? 5 - How can I best utilize a DCFSA in order to pay for baby expenses?   During this episode we enjoyed a No Wooden Shoes by Good Word! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.