How Real Estate Agents Should Talk To Buyers About Mortgage Rates • Learning With A Lender • Joel Schaub

Welcome to the December episode of Learn With A Lender with Joel Schaub of Guaranteed Rate! In this episode Joel talks about the situation in the lending market at the moment. Joel and DJ emphasize the importance of educating your clients about the rates and what that means for their own finances. Joel describes what he and his team do to give back to their clients and how this has grown over the years. Joel also discusses how he built his team building and grew it. If you’d prefer to watch this interview, click here to view on YouTube! Joel can be reached at [email protected] and 773.654.2049. Transcript D.J. Paris 0:00On this episode of Keeping it real is brought to you by Joel Schaub at guaranteed rate. As a realtor it's important to partner with only the most trusted name in mortgage lending. Joel has 1000s of satisfied clients and gives $1,500 of his commission. Back to your buyers on every closing. He is known for his ability to close even complex deals start to finish in only 14 days to learn what 1000s of others already know. Make a note to call Joel at 773-654-2049 or email [email protected] Guaranteed Rate is an equal housing lender licensed in all 50 States Consumer Access Number 2611 And now on with the show. Hello, and welcome to another episode of Keeping it real the largest podcast a buy real estate agents and also for real estate agents. My name is DJ Parris. I'm your guide and host through the show. And today, once again is our monthly series titled learn with a lender with Joel shop from guaranteed rate. Now Joel is the vice president of lending at guaranteed rate. He's been doing loans at a high level since 2003. And he's got to that level because of what he does specifically for agents, which is he gives back part of his commission to the buyer on every transaction. Now last year alone, Joel gave back just under $300,000 In closing costs to buyers who worked with them. And that actually put Joe's volume in the top 1/10 of 1% of all lenders nationwide. out of 400,000 loan officers in the United States. Joel is ranked number 137. Now last year, he closed 535 transactions, his highest amount ever for 195 million in loans this year, he smashed that record. So this is actually his biggest year ever. And it's not over yet. But he's already done here in December 590 transactions last year 535. This year 594 $238 million in loans. Now if you're looking for a loan officer, we cannot highly more highly recommend Joel he's the very best we've ever worked with. Joel can be reached at his email, which is Joel J [email protected]. Again [email protected] Or shoot him a text message or call him at his phone number which is 773-654-2049. Let's say Hello once again to the biggest Cubs fan. I know Joel Schaub welcome. Joel Schaub 2:35Hey, thanks so much for having me on. And when I hear those accolades, and those numbers, none of it matters. I'm so happy to be here each and every month to just give back. These are some of the best times when you and I get together. D.J. Paris 2:47It is a lot of fun. And I know just how busy you are. And the fact that you can find time to talk to me when you're doing more than one closing a day, on average. And if you do business days, it's more probably more like two to trend two closings at least ...