How To Talk About Lending Rates Right Now • Learning With A Lender • Joel Schaub

Welcome to the January episode of Learn With A Lender with Joel Schaub of Guaranteed Rate! In this episode Joel talks about rates and the importance of understanding of where the rates were, where they are and where they're going. Joel also discusses how agents should talk to their buyers about rates and where should agents go to get information on the lending world. Last, Joel and DJ discuss the weekly newsletter Joel sends out and how you can also do something similar. If you’d prefer to watch this interview, click here to view on YouTube! Joel can be reached at [email protected] and 773.654.2049. Transcript D.J. Paris 0:00This episode of Keeping it real is brought to you by Joel Schaub at guaranteed rate. As a realtor it's important to partner with only the most trusted name in mortgage lending. Joel has 1000s of satisfied clients and gives $1,500 of his commission. Back to your buyers on every closing. He is known for his ability to close even complex deals start to finish in only 14 days to learn what 1000s of others already know. Make a note to call Joel at 773-654-2049 or email [email protected] Guaranteed Rate is an equal housing lender licensed in all 50 States Consumer Access Number 2611. And now on with the show. Welcome to another episode of the largest podcast they buy real estate agents and for real estate agents. My name is DJ Paris, I am your guide and host through the show today once again, is our monthly series called Learn with a lender with our favorite lender, Joel Schaub with guaranteed rate. Now Joel is the vice president of lending at guaranteed rate. He's been doing loans at a very high level since 2003. And he's got to that level because of what he does specifically for agents, which is that he gives back part of his commission to the buyer on every transaction now last year alone, and then we're now in 2022. So in 2021, Joe gave back over $400,000 in closing costs to buyers who worked with him and that put Joe's volume in the top 1/10 of 1% of lenders nationwide. out of 400,000 loan officers in the country. Joel is ranked number 137. Last year he did 611 transactions, just to let you know what a jump that was the year prior he did 535. So he did 611 transactions last year help that many families his highest amount ever for one year and it was just shy of $250 million. Now if you're looking for a loan officer, we cannot more highly recommend Joel he's the very best we've ever worked with. Joel can be reached at his email, which is Joel J [email protected]. So [email protected] Or you can shoot him a text message or call him at 773-654-2049. Also, as a reminder, guaranteed rate is licensed in all 50 states they can help you no matter where your your client is, let's say hello to the biggest Cubs fan. I know Joel shop. Hey, Joel. Hey, Joel Schaub 2:41thanks so much DJ, when I hear those numbers. It even surprises me but none of the accolades really matter. I really like coming on giving back and really having a good conversation with you and helping agents all across the country, understand mortgages and understand what their clients are going through, when they go speak to their banks, and how they can help them just get one transaction done easier. D.J. Paris 3:06It is it is such an important part of the job. And I think real estate agents, lenders or loan officers. You know,