What Real Estate Agents Need To Know About Adverse Market Fees • Learning With A Lender • Joel Schaub

Welcome to the July episode of Learn With A Lender with Joel Schaub of Guaranteed Rate! In this episode Joel the importance of being a mentor to your clients. Joel emphasizes his long educational sessions he does with his clients as an important part of his business. Joel explains "adverse market fees" and how this fee has impacted the refinancing market. Joel gives a tip on how you can reconnect and provide value to your old clients. Last, Joel talks about the partnerships he's looking to build with other agents. If you’d prefer to watch this interview, click here to view on YouTube! Joel can be reached at [email protected] and 773.654.2049. Transcript D.J. Paris 0:00This episode of Keeping it real is brought to you by Joel Schaub at guaranteed rate. As a realtor it's important to partner with only the most trusted name in mortgage lending. Joel has 1000s of satisfied clients and gives $1,500 of his commission back to your buyers on every closing. He is known for his ability to close even complex deals start to finish in only 14 days to learn what 1000s of others already know. Make a note to call Joel at 773-654-2049 or email [email protected] Guaranteed Rate is an equal housing lender licensed in all 50 States Consumer Access Number 2611 And now on with the show. Hey, welcome to another episode of Keeping it real in the largest podcast made by real estate agents and for real estate agents. My name is DJ Parris, I'm your guide and host through the show as always, and today, once again is our monthly series are one of our oldest monthly series and our most popular monthly series called Learn with a lender with Joel Schaub from guaranteed rate. Now, Joel is vice president of lending at guaranteed rate, he's got to that level for basically what he does for clients, which is he specifically gives back part of his commission every time back to the buyer. Now, last year alone, Joel gave back almost $300,000 in closing costs to buyers who worked with him, which puts Joe's volume in the top 1/10 of 1% of all lenders nationwide. Now out of 400,000 loan officers in the country, Joel is currently ranked number 137. And last year, he closed 535 transactions, his highest amount ever. And then and that was for almost 200 million this year already or only towards getting towards the end of July here. But already he has closed 383 transactions for 155 million. This is you know when we bring on partners on the show, we want people who are true experts in their field. Of course Joel is now if you are looking for a loan officer, we cannot more highly recommend Julie's the very best we've ever worked with Joel can be reached at Joel. So here's his email [email protected]. Again, Joel [email protected]. Or you can shoot him a text message or call him at 773-654-2049. Let's say hello to the biggest Cubs fan. I know Joel, welcome once again. Hey, thanks Joel Schaub 2:39so much for having me on DJ, really great to be here and all those accolades. That kind of even impressed me when I hear them. But I've told you this before none of them numbers matter. It's all about giving back. And actually having the agents get something from every time they tune into keeping it real. So congratulations on your success and doing this for so long. It's it's impressive,