IFB144: Years of Budgeting Simplified with Andy Shuler

Announcer (00:00):



You’re tuned in to the Investing for Beginners podcast.
Finally, step by step premium investment guidance for beginners led by Andrew
Sather and Dave Ahern. To decode industry jargon, silence crippling confusion,
and help you overcome emotions by looking at the number, your path to financial
freedom starts now.



Dave (00:36):



All right folks, welcome to Investing for Beginners
podcast. This is episode 140 tonight. Andrew and I have a little special guest.
We have Andy Shuler with us tonight. Andy is a regular contributor to the blog
that Andrew started einvesting for beginners podcast a while ago, and so we’re
going to talk to Andy today about some of his ideas about personal finance. We
thought we would go off topic a little bit and maybe move away from Coronavirus
and all the death, doom, and despair that’s out there, and maybe guys give you
guys some refreshing news and something good and fun that’s going on out in the
world. So Andy, why don’t you tell us a little bit about yourself, where you’ve
been, what you’re doing, kind of how you got started, all that kind of fun
stuff.



Andy (01:16):



Yeah, sure thing. First of all, I want to say thanks for
having me on. I’m happy to talk about this. As you said, I’ve been, I’ve, I’ve
written quite a few blogs, so it’s, it’s kind of exciting to get back to the
basics with all the coronavirus stuff going on. You know, you can kind of look
at your personal finance, something you have a little bit more control over
then than what you might have in the market at all times. But, so as you said,
I’ve been doing this for a little while. Just a little background about myself.
I’ve kind of, you know, been through all different, all different areas of
life, especially when it comes to personal finance. I think I could probably
write almost a book and all the mistakes you don’t want to make. I mean, I’ve
opened credit cards in college and maxed them out, you know, with the sole
purpose of not having to work a job. I was in school gone through times where,
you know, I’ve cashed out a 401k or got a 401k loan, and you know, everyone
talks about how those are probably one of them, the worst things that you want
to do. But just really just gone through a lot of trials and tribulations.
They’re all my time off, you know, learning mistakes or making mistakes, trying
to learn from them. And my, my investing journey I’ll say didn’t fully kick off
until,







Andy (02:31):



Oh, man. Probably 2017 or 2018. I’m trying to think. It
was a few years ago, but it was, you know, listening to this podcast and a few
other podcasts. So it feels full circle be able to come on and share some of my
stories after, after posting on the blog for so long.