Beyond the 4% Rule

Welcome to the first episode of the “Worry Less, Retire More” podcast!  Our goal is to provide relevant and practical tips on planning for and living in retirement. In each episode, we hope to achieve this by talking about a different retirement-related topic such as sustainable spending, tax reduction strategies, Social Security claiming, and more. In our premier episode, your host, Jason Siperstein, President of Eliot Rose Wealth Management, with his cohost, Paul McDermott, Director of Retirement, talks about the 4% rule in retirement.  Let’s face it; there are a lot of “rules” to follow when one retires. And it’s no easy task to separate the ones worth following from the ones to ignore.  Join Jason and Paul as they cover everything you need to know about the 4% rule – from its creation to what it aims to solve. Most importantly, they go deeper and discuss the right way to interpret this standard. Topics Discussed: What is the 4% rule? The (many) issues with the 4% rule What is static financial planning, and does it work? A preview of our Sustainable Spending Analyzer® (SSA)  Closing Quote: “Everyone has a unique set of circumstances, a unique plan, and the market environment is constantly changing.” Links: Eliot Rose Wealth Management https://www.eliotrose.com/